Charges to Seller

• Doc stamps - deed (.70/$100 of sales price)
• Title search and title examination fee
• Pay off existing mortgage liens
• Recording fees for mortgage satisfaction
• Property tax prorations
• Real estate professional fees
• Condominium maintenance prorations

Charges to Buyer

• Owner's Title Insurance
• Lender's Title Insurance (if required)
• Closing fees mortgage doc stamps (.35/$100 of loan amount)
• Intangible tax on mortgage (.20/$100 of loan amount)
• Recording fees ($6.60 first page; $4.50 thereafter)
• ALTA endorsement fees
• Florida Form 9 (10% of Title Insurance premium)
• Tax service fee - Document preparation fee
• Appraisal fee (to lender)
• Credit report fee (to lender)
• Underwriting fee (to lender)
• Processing fee (to lender)
• Origination and Discount Points (to lender)
• PMI Insurance (if required)
• Roof Inspection
• Home Inspection
• Termite Inspection
• Certified survey (to PLS)
• Homeowner's Insurance (1 year premium)
• Flood Insurance (1 year premium)
• Windstorm Insurance (1 year premium)
• Escrow withheld: 2 months taxes and insurance minimum
• Prepaid interest (from closing day to end of month)

Cash to Mortgage (Assumption)

Charges to Seller

• Owner's Title Insurance
• Doc stamps on deed (.70/$100 sales price)
• Title search and title exam fee
• Transfer fee/Assumption fee
• Amount of loan assumed
• Interest proration on mortgage
• Property tax prorations
• Pay off of existing mortgage satisfactions
• Real estate professional fees
• Condominium maintenance prorations

Charges to Buyer

• Closing fee
• Transfer fee/Assumption fee
• Escrow account balance (mortgage assumption)
• Homeowner's/Flood/Windstorm Insurance
• Survey
• Credit report fee
• Inspections
• Recording Fees ($6.50 first page; $2.00 thereafter)
• Doc stamps on mortgage (.35/$100 on remaining balance)

Cash Transactions

Charges to Seller

• Doc stamps on deed (70/$100 of sales price)
• Title search - examination fee
• Pay off existing mortgage liens
• Recording fees for mortgage satisfaction
• Property tax prorations
• Real estate professional fees
• Condominium maintenance prorations (if any)

Charges to Buyer

• Owner's Title Insurance
• Closing Fee
• Recording fees ($6.50 first page; $2.00 thereafter)
• Roof inspection
• Termite inspections

VA/FHA Mortgage

Charges to Seller

• Doc Stamps on deed (70/$100 of sales price)
• Title Search and Title Exam Fee
• Pay off of existing mortgage liens
• Recording fees for mortgage satisfaction
• Property tax prorations
• Tax Service Fee
• Document preparation fee
• Underwriting Fee
• Discount points (if applicable)
• Real estate professional fees
• Condominium maintenance prorations

Charges to Buyer

• Owner's Title Insurance
• Lender's Title Insurance (if required)
• Closing fee -ALTA endorsement
• Florida Form 9 (10% of title insurance)
• Doc stamps on mortgage (.35/$100 of loan amount)
• Intangible tax on mortgage (.20/$100 of loan amount)
• Recording fees ($6.50 first page $2.00 thereafter)
• Homeowners/Flood/Windstorm Insurance (1 year premium)
• Escrow for insurance & taxes (at least 2 months)
• VA Funding Fee (VA loan only)
• Mortgage Insurance Premium (MIP) FHA loan only
• Origination Fee (to lender)
• Prepaid Interest (day of closing to end of month)
• Credit Report Fee (to lender)
• Appraisal Fee (to lender)
• Survey (to PLS)